27th December 2020

These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

Christmas Budget Rundown!
Category – Approx Saved – Spent
Gifts Family – £120 – £102.85
Gifts Friends – £60 – £74.74
Misc – £60 – £74.75
Total – £240 – £252.34
I don’t have an exact figure on my Christmas Groceries spending, but my grocery budget isn’t particularly higher than usual even with the “One Last Brexit” shop going through the Groceries category. This isn’t even my overall highest spends month. Ok, there’s still technically two/three days left to go in this month. And I need to do a Grocery shop. But I feel pretty confident I won’t change the metrics that much.
Lessons for next year: hold firm on my budget goals for presents.  
Edit: ​Oh, whoops, just realised that I gave my brother a cheque for Christmas – that means the Family Gifts Spent is £127.85 and the Total Spent is £277.34

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