These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
Budget has been tighter than expected this month. We got given a mini-bonus in our February paycheque but somehow I havent been able to put as much into discretionary/fun as hoped I think its because I ran my last months budget so very close down, I didnt even have any money left in my “Public Transport” category.
I’ve put £55 into a “Manchester” category which is that I’m going to see a friend in – you guessed it – Manchester later this month, right around my birthday. The train ticket will be about £30 and I want to buffer my social a bit if possible.
I put a bit extra in my Takeout category so I can get myself a birthday takeout, and I put an extra £10 in the dog’s food category so I can buy him some special treats.
As a result, I haven’t been able to contribute to the following categories: Hobbies, Easter Eggs, Travel Rucksack/Suitcase, Whiskey Decanter, Extra House Deposit, Works Night Out, Bird & Blend Christmas in July, Sims, Big Emotional Goal, and Vacation.
Travel Rucksack, Whiskey Decanter and Extra House Deposit, are yearly goals so I hope to make them up later in the year.
Hobbies, Easter Eggs, Bird & Blend Christmas in July, and Sims, are all just… less important goals. They’re also ones I can probably find a spare tenner if I really need to.
Works Night Out, Big Emotional Goal, and Vacation, are saving for a future theoretical event but I actually have no confirmed plans or dates to use any of those funds. I should probably share that the “Big Emotional Goal” is a place holder for “Baby”. I want to have a Baby one day. I only very, very, recently got into a relationship so we haven’t had that conversation yet. It’s just a vague intention to have some money set aside because we’re both queer, and things aren’t simple, and it’s not like any parent ever regretted having a little stockpile when having a baby. But none of these categories have any confirmed plans or dates set yet so I feel I can skip them this month.
Now I have belatedly realised that I have enough money to send off for a name changed passport, and I think I’m going to have about £40 left over after, so I will able to redistribute that amount into that middle group of categories, probably just at an even £10 each.
I was hoping to have enough to buy the processer this month, but that’s unlikely it seems. We’ll see where we’re at after the Manchester trip & birthday Sims haha
A commenter offered to talk through Queer Parenting journeys, but at the time of this post I’ve been dating my current for less than 3 months 🙂
A commenter asked if I saved up for Easter Eggs all year
Haha thanks… I don’t save the whole year, just for 2-3 months beforehand. Though maybe I should next year lol. I’m only trying to save up £40 though, for some Hotel Chocolat ones