19th November 2021

These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

You know those moments when you’re like “I’m budgeting, I know I’m budgeting, I planned to buy this, I can afford this – but how tf can I afford this?!” Like you know you’ve put all the work but it still doesnt make sense somehow?

Anyway I spent £58 at the tea shop buying a travel mug and a teapot  🙂 

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