17th November 2021

These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

So, it took a bit longer for the money to come in than getting back from Aldi

I almost didn’t budget it tonight, I was feeling really sleepy when it came in, but the new toothpaste I was trying turned out to be absolutely disgusting and woke me up so I ended up budgeting tonight after all whilst waiting for my mouth to calm down


The key category “Next Months Income” has exceeded its goal of £1000, I got it to £1085. Technically we need to wait until 1st Dec to confirm if I can get a month ahead but at this point I’m pretty confident. 

Thanks to the early £130 I’ve also put enough aside to get myself a special tea pot from my fancy tea shop, I just need to decide which one to get. There’s a tea pot with a built in infuser, which seems the obvious choice, but there’s also a thing called a Brewdini, which might be easier to clean… but also would lose heat quickly as its plastic, and hold less? This is a serious decision

I’ve even had a little leftover that I cant decide what to do with! About £20. It’s probably going to go on clothes tbh, I need some new shoes for interviews and with the work Christmas do coming up a new shirt would be a good idea. I need Jeans too. Its quite rare that I buy myself clothes anyway, and a few things have cropped up at the same time.

Also, I mentioned this previously, but – this was indeed the first month I still had 10k left the day before payday. 

Edit: As for refilling my E-Fund, that currently sits at £2920 out of £3000 goal, the current goal date is set to March ’22 but obviously I’m hoping to do that sooner if possible, now I’m theoretically no longer saving to get a month ahead. My current wish farm goals are the tea pot, a fancy whiskey glass, and those Dr Marten work shoes – but those have been sitting at £20 out of £200 for several months now, apparently those aren’t as urgent as I originally thought, but I’m also not ready to take the £20 out of it yet. It’s in category purgatory. 

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