16th November 2021

These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

So I had a bit of a minor weird coincidence this morning

So I’m expecting to get paid either today or tomorrow, but I was hoping it was this morning as I need to go grocery shopping

So I was hitting refresh, refresh, refresh, on my banking app and eventually I hit the point where I was like “if I dont get paid in the next 30 minutes I’m going to have to start WAMing”

I still havent got my salary in – but you remember that switcher deal I did? That gets me £130? I wasnt expecting the money until late Dec/early Jan as they said it would be 90 days, but it turned up this morning

At least I can shopping now haha

Part of me is slightly wondering if it’s a mistake and they’ll take it back out of the account, but I’ll cover that with my salary if needs be

That being said – looks like I’m hitting my goal of getting a month ahead this month! I put £40 of the £130 into groceries, and the remainder £90 into Next Months Income, so I’m over £1000 now. On 1st Dec I **should** be able to refill my categories and switch to budgeting on the 1st. If all goes to plan.

Watch me get paid 10 min after I get back from Aldi

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