These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
Well looks like I need to dip into my Emergency Fund for the second time since starting YNAB because SOMEONE **glares at dog** had the AUDACITY to have teeth!
He needs a scale and polish, and once they get in there they’ll decide if he needs an extraction. If he needs an extraction, pet insurance will pay for it, but they wont pay for scale and polish. I also need to buy some teeth cleaning apparatus of some kind but even the vet admitted he probably wouldn’t let me brush his teeth. He wriggles.
This is kind of one of those where I wish I had a separate pet E-Fund but I have lots of things to save up for, I’ll get there eventually.
That and my housemate/lead tenant has been saying at some point in the next few months he’ll need to raise my rent, I’m hoping to still a month ahead by the end of 2021, but maybe not by the end of November. And I probably need to dial back on the tea a little bit going forward. All things in moderation.