These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
My big thing this month is I completed my “next move” goal and am starting on getting a month ahead. I set up a “needed for spending” goal (just because I can select specific days with that goal) and set the date to December 31st. The amount needed this month was £187 (and change). I was actually hoping to contribute £240 this month, but some minor life stuff has come up so I’ve budgeted £198 (and change). Hopefully in future month I’ll be able to put in £240 per month and get a month ahead sooner than December.
I had an interesting Expense this month in that our landlord has redone our bathroom. Thankfully the work is complete now, but whilst it was underway our only shower was out of action and we had to pay to use a local hostel shower (that money coming off the next rent though, dont worry) I had a heavy Expenses month, but it was all budgeted for.
Finally sent off that money for Dad’s long delayed birthday vacation. We were going to buy him a trip to see the Northern lights but then the world shut down. But it seems they’ve finally booked it for next Feb so I can stop contributing to that category (I was setting more aside in case the pandemic inflated travel prices but they didnt mention anything).
But from a net worth perspective I spent more or less exactly what I earned last pay cycle. Ho hum.
Sims has announced two different packs I want, and one of them has early access content, so I’m going to try save up enough to buy a bundle (3 packs) before September. I was already putting aside £10pm for Sims so it’s only an extra £5 ish to save… exactly the amount I’d previously been setting aside for Dad’s birthday holiday. Balance.
I got my first dose covid vaccination last week (Pfizer). I felt a bit sorry for the clinical staff because I have a needle phobia, so I basically sat down and immediately burst out crying before she could even say hi. They probably deal with that a lot though, and I figured in advance that might happen so I wrote down all my info (not pregnant, no allergies, etc) for them to read.
I’ve set aside some money to buy myself a new trans friendly swimming outfit. I’ve already been invited out wild swimming once or twice and my local trans group has been talking about starting group swimming sessions again since our final restrictions lift. I cant really imagine going Pride this year, even if it might technically be allowed, so I’m debating spending (some of) my Pride savings on a manicure in trans flag colours and some Pride shirts.
In response to comments about my needle phobia
Thanks! I get this way every time I get winter flu jab too – but once the needle part is over, it’s like a switch flips and I’m fine again 🙄
In response to someone commenting on getting the trip category out of my budget
Yeah I’m really happy to get that goal out of my budget. I’m debating what to do about the excess/overbudgeted funds… I saved about £100 extra. My current idea is to give it to them before they go for extra holiday spending money, because they’re going right around his next birthday, but idk I also kind of want to spend it on myself haha. I got a few months to decide, we’ll see.
In response to someone commenting that my finances had got mundane (in a good way)
definitely! It’s a bit of a struggle as my brain is ones of those thats thrives on the new and shiny, so I’m struggling to keep my enthusiasm up when it’s mundane… I just need to hang onto the fact that mundane finances is how I get to buy lots of new shiny things….