These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
Good News! I ordered that Shapeshifter Binder. It cost £3 more than I had saved up, which was easy enough to find. They can’t give wait times right now, because 2020, but they said if I don’t hear from them in 4 weeks to check my spam folder so it could be a while. Plus it has to come to England from the USA. Also, another subscription I save up for (I haven’t named it on here, I just call it “subscription”) went on offer, so I could purchase a years worth for about £15 less than I had saved up. The subscriptions stack, so it just added 365 days to the 70 odd I already had remaining – so I wasn’t short on time, I just wanted to take advantage of the offer. I redistributed £10 of the remaining to the New Year Whiskey category, to make up for that slip up with the goals. Of course now the subscription category is a little confused, but it’ll figure itself out on the 1st.
Both of these purchases were in foreign currencies so I used the one remaining, normally empty, credit card I have left. Once the transactions clear I’ll pay it off immediately, not looking to carry a balance there.
I’m leaving the shapeshifter binder category on there for now, in case I’m able to save up for another one. They have a lot of cool looking ones. A few weeks back they had some Halloween themed ones that don’t seem to be on there anymore. I like to think I’ll save up for another one, but… £70… well, I’ll have a think.
Edit: I went with green btw 🙂