19th & 20th September 2020

These posts were originally posted on the YNAB forums and MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order, and because the YNAB forums are closing as of March 2022. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

19th September 2020

I have been paid and I will update this in a few days but I’m currently languishing in bed suffering from kind of mysterious flu like illness… 👀 👀 …didnt do anything fancy, just topped up all the categories to full. Over filled New Years Whiskey to get the monthly contribution in future months below £10 then had £28 and change spare so threw that into a new “Next Move” category. Every little helps.


House hunting in a pandemic is surreal. On the one end of the spectrum I’ve seen people only wanting to do video tours and only accepting applicants from those who can work from home. On the other end of the spectrum I’ve had the lady who let slip that she was coming back from Spain the day before our visit, and the guy in a vulnerable category who said I was welcome to come over even if I tested positive. People are weird.

20th September 2020

So! A bit of a quiet update this month, in a calm-before-the-storm sort of way. My E-Fund is now at £1976, so, so close to £2K but I’ll move and use some of it before I get there. My current E-Fund goal is £3K but I set that when I first started budgeting and I realise now thats not a true 3 months fund – but it’s a nice round number to start with. 

Everything else is ticking along as is. Other than pay some extra into my New Years Whiskey Fund to bring down the monthly payments (nearly halved them) I didnt do anything fancy. As I said, I had a little left over so I put it into my new “Next Move” category. 

That category will stay there after this move because there’s always a Next Move, at least whilst I’m renting (and I dont see that changing for the foreseeable). I’ve already put one charge through it – a single months upgrade at a house share hunting website. After I finish my E-Fund I intend to top that category up to £1K as well.

It will be sad to see my E-Fund go.

House viewings have been temporarily paused whilst waiting on the results of my test. The Roni might have got me. My samples been sent off, so just waiting for the result to be emailed to me. And if you haven’t watched the news lately, our testing system is, ah… not great… right now. Still, hopefully I get a result tomorrow. 

A commenter recommended I look into NHS prescription prepayment certificates

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