These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

Just causally trying to work out whether to use a tram card or buy daily tickets based off how often I THINK I’ll walk to work… whilst it rains outside…
~*~