These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
7th November 2019
Sorry, haven’t forgotten about this diary – just having a bit of a writer’s block…
9th November 2019
Ok, feeling a bit better.
I can sort of tell I’ve been stressed about something the last week or two but I couldn’t figure out what
Havent had as many spoons as usual, stuff is more difficult to bounce back from, or just more difficult to do
But I didn’t know what it is that’s bothering me… until my aunt reminded me that S.A.D. exists.
Knowing that’s it probably that helps, and after my next payday I’ll buy a light box.
In regards to the financial advisor training, our in branch F.A. grabbed me again and said he realised that’s because he’s already graduated he can buy up to date study texts for £40, so I can buy the text off him, and then I can just buy the exam when I’m ready, instead of needing to purchase the whole thing as a package in one go. This brings my total costs from “at least £300, maybe more, in one go” down to “no more than £200, in installments” which is much easier to deal with.
Part of why I was debating was my worry that I’d spend £300, open the first book, and be like “Oh. I hate this.” But £40 is an easier gamble for that.
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Life After Debt 