19th & 20th November 2019

19th November 2019

These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

Another payday goes by. My DD’s wont go out for a few days so I don’t have an update on my debt pay down yet. This should be the month that my debt dips below £1000 though.

I am kinda proud that I managed to make it through the month on so little grocery budget. I’m hoping I can pare down my budget a little more. Although my aunt pointed out if I divide £150 by 4.5 weeks that’s £33 pw, which isn’t that much. I am looking forward to my BBQ beef wraps tonight though.

I bought one of those S.A.D lights and am hanging it on the wall. Hopefully it will help. Flipping bright enough.

I’m trying to arrange a trip to Manchester to meet one of my friends from before, but there’s a lot of moving parts. They have a young one. I can’t drive. All the fun stuff. Nottingham to Manchester by public transport (including my trip to the train station) is 2 1/2 hours.


20th November 2019

These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

I’ve started buying Christmas presents, so now I’m in an annoying and confusing phase where the money I set aside for Christmas was in a separate account without a card, so I’m buying from my main account. In the next few weeks the account will mature and I’ll close it and all the money will coalesce and it’ll be easier. Mathematically, I’ll lose out on a little interest by closing this account – but we are talking pennies, maybe a pound if I’m lucky, for an amount of confusing overhead.

I got the first few chapters of that Financial Advisor book. I was going to order it through the Financial Advisor at work but when he called up to order it he was told he could print it off for free. So we’re going to be using a lot of paper at work and I’m buying a Christmas sweater haha… first chapter of the next 3-5 years of my life.

In response to a commenter saying it was good news about the FA book

I should be able to get all of it for free, we just decided not to print it all in one day 😛

I can wait for my DD to go out this month, it’ll be a good feeling 🙂

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