15th October 2019

These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

So. I need a new laptop.

My original plan:
Horde Christmas money, Birthday money, work bonus month is March, save on a monthly basis, then by late March/Early April I should have £500-£800 pounds, I’ll spend £1000 and put the rest on CC

My brother has just told me he has a spare laptop. He wants £500 for it. We next see each other at Christmas. We’ve discussed my needs and get reckons it’ll last me 3 to 5 years if I don’t buy anything too cutting edge game wise in that time.

Sounds like a good deal, I just need to find £500 by Christmas.

In response to a comment on what kind of laptop £500 could buy

I trust my brothers estimation of what laptop I need

I dont really understand specs so I just tell him “I want it to be capable of [x]” and he shows me one that meets my needs

He’s very much the “computer guy” in our family

He also works w computers and gets good deals on them, so we can get cheap computers from him when we need to

The question is more “can I rustle up £500 by Christmas?”

According to my budget calculator, if I stop putting money into my Emergency fund (currently at £950), shave £20 off each my groceries and social spends, and account for the fact that I have no family birthdays this end of the year… then just about. Pretty tight though.

In all likelihood I’m going to end up putting my divorce savings goal back three months to do this but god knows **he** isnt saving any money for it so I dont think 3 months will matter

Itll go easier once I pay off the Argos card completely (next week)

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