23rd September 2019

These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.

I’ve caved and bought these cold brew tea bags… have you seen them?

Only herbal tea I’ve ever liked

£2.50 for 12 tea bags though 🙄 I’m a little bit ashamed of myself for it but gotta buy something nice occasionally

In response to a commenter saying in took them a year to switch to only having one account

I wasn’t expecting to be considering the switch so soon. But YNAB suddenly makes my week one spends, week two spends, week three etc method of budgeting impractical. It was five lines (I did five weeks so I didnt top up the week I was using) in the budget versus one line. But then if I’m not transferring weekly, this two account thing doesnt work. Dominoes toppling over.

I think after the end of the month I’ll practice with one account. I’ll keep the old account open for a bit. If nothing else it can be a back up card if I lose my wallet.

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