These posts were originally posted on the MoneySavingForums (a UK money management site), I am moving my journals across to WordPress to have them in chronological order. I’m not sure how much of other people’s words I’m allowed to copy across from one site to another, so in some sections I may summarise conversations.
I’m really proud of myself for managing to save £25 of my weekly spends at the end of the week, even after cutting my weekly spends from £60 to £55
Starting the YNAB free trial early due to shenanigans
I created an account on thier website to ask some questions on the forums there about subscription options. Turns out that accidentally activated my free trial (accidental on my part anyway). So I spoke to them and explained I didn’t mean to activate it this soon and they’ve extended my trial by a month.
It’s still not ideal as I’m not sure I’ll have £80 by 9th November – but I suppose that’s what the app is all about. Everyone’s always claiming it saves them hundreds of pounds in the first year: it has two months to find me £80 haha!
(In all fairness, the first thing it did was point out I could pay less off my red CC each month and still achieve my goal of paying it off before the end of 2019…)
I’m still a bit sceptical of it because all I can find are overwhelmingly positive reviews. Seems too good to be true. I even put a post on MSE going “anyone had a bad experience?” and people were just like “no… it’s awesome.”
Well I’m on the free trial now.
I’m still on track to pay off my red CC by the end of the year, but I’ve changed the DD for it so many times I have no idea what’s going out of my account for it next month. For now, all the little bits of spare change that would have been paid onto the CC as an extra payment are going to YNAB so I have £80 by November.